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Protect Your Business Public Liability Insurance

Public Liability Insurance Online is a free public liability insurance quote referral service that connects you with specialist brokers from our national panel. Simply enter a single quote request via this website to compare public liability insurance options and premiums from participating broker partners.

Compare cover options and competitive rates

  • Competitive Rates
  • Multiple Insurers
  • Compare Options
  • Personal Advice
  • Professional Service
  • Tailored Cover
Your free liability insurance quote comparison starts here!
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All quotes are provided obligation-free by a participating broker from our national referral partner network. We respect your Privacy.

Comparison results are from participating brokers within our referral network and may not represent all providers in the market. We may receive a referral fee at no cost to you. We do not provide financial advice or credit assistance directly.

Public Liability Insurance

Liability insurance (also known in Australia as public liability insurance) is an insurance cover for individuals and businesses to indemnify against the financial implications of property damage and bodily injury to others. Liability insurance also includes cover for associated legal and professional costs in defending a claim. When you request a public liability insurance quote through this site, your enquiry is referred to a licensed insurance broker who will contact you directly; we do not provide personal financial advice ourselves and may receive a referral fee for the introduction.

Competitive rates

Simply complete our short online quote request form to be connected with a specialist broker and access competitive public liability insurance quotes, including (but not limited to) business liability insurance, employer liability insurance, directors and officers liability, product liability insurance, contractors liability insurance, trades liability insurance, property liability insurance, broadform liability insurance, landlords liability insurance, etc.

Compare Options

Because public liability insurance policies can differ, a licensed broker we refer you to can help you compare features, benefits and costs — not just price — and outline public liability cover options that may suit your needs and budget. Any product or personal advice is provided by the broker, not by this website.

Multiple Insurers

When you submit an online quote request with us, we use your answers to select a licensed insurance professional from our national broker referral panel who is suited to your business, location and cover requirements.

Insurance Calculators

Need some help calculating your public liability insurance sum insured and limits? Try our Public Liability Insurance Calculator to make the job quick and easy!

Make Informed Decisions

Visit our extensive library of informative Public Liability Insurance Articles, the latest Insurance Online News, and listen to the latest episode of our News Podcast to stay in the loop with what's happening, why it matters to you, and some key takeaways you can use. Information and tools on this site, including our calculators, articles, news and podcasts, are general in nature and do not take into account your objectives, financial situation or needs.

Personalised Service

Public Liability Insurance Online does not provide personal financial advice or claims assistance directly. All enquiries, including quote comparisons, claims assistance and any form of personal advice, are provided by a licensed specialist broker, selected from our Australia-wide referral partner network, who will communicate with you directly after you submit a quote request.

Broker Matching

A specialist business insurance broker from our referral panel will be matched to your enquiry based on your location, cover requirements and the information you provide in your public liability insurance quote request. All quotes, advice and assistance are provided by that broker directly, not by this website, so it is important that you provide complete and accurate answers when you submit your enquiry.


Insurance News

ICA Advocates for Legal Changes to Ease Small Business Insurance Burden
ICA Advocates for Legal Changes to Ease Small Business Insurance Burden
21 Apr 2026: Paige Estritori
The Insurance Council of Australia (ICA) has recently highlighted the pressing need for legal reforms to alleviate the escalating insurance premiums burdening small businesses across the nation. In a submission to the Parliamentary Joint Committee's inquiry into small business insurance, the ICA outlined several key areas requiring immediate attention. - read more
Legal Professionals Oppose Proposed Caps on Legal Fees in Liability Cases
Legal Professionals Oppose Proposed Caps on Legal Fees in Liability Cases
21 Apr 2026: Paige Estritori
The Australian Lawyers Alliance (ALA) has recently expressed strong opposition to the Insurance Council of Australia's (ICA) proposal to implement caps on legal fees in liability cases. This proposal is part of the ICA's broader agenda to address the rising insurance premiums affecting small businesses across Australia. - read more
ICA Advocates for Improved Risk Education to Support Small Businesses
ICA Advocates for Improved Risk Education to Support Small Businesses
21 Apr 2026: Paige Estritori
The Insurance Council of Australia (ICA) has recently emphasized the need for improved risk education programs tailored for small and medium-sized enterprises (SMEs). This initiative aims to equip business owners with the knowledge and tools necessary to manage risks effectively and navigate the complexities of the insurance market. - read more
APRA Data Shows Rising Insurance Premiums Through Intermediaries
APRA Data Shows Rising Insurance Premiums Through Intermediaries
13 Apr 2026: Paige Estritori
The Australian Prudential Regulation Authority (APRA) has released its latest statistics, indicating an increase in general insurance premiums placed through intermediaries. In the six months leading up to December 31, 2025, intermediated premiums totaled $22.97 billion, up from $21.59 billion in the previous half-year. - read more
Lawyers Challenge ICA's Proposal for Legal Fee Caps
Lawyers Challenge ICA's Proposal for Legal Fee Caps
13 Apr 2026: Paige Estritori
The Australian Lawyers Alliance (ALA) has raised objections to the Insurance Council of Australia's (ICA) recent proposal to implement caps on legal fees in liability cases. The ICA argues that such measures are necessary to address rising public liability insurance premiums, attributing the increases to outdated civil liability laws and escalating legal costs. - read more
Business Insurance Articles

Top Mistakes to Avoid When Choosing Public Liability Coverage
Top Mistakes to Avoid When Choosing Public Liability Coverage
Public liability insurance stands as a crucial safeguard for businesses, shielding them from the financial repercussions of legal claims. These claims can arise when members of the public suffer damages or injuries in connection with a business's operations. Understanding the basics of this coverage is not just a matter of legal compliance for many businesses, but a proactive step in asset protection. - read more
The Importance of Public Liability Insurance in Protecting Your Business
The Importance of Public Liability Insurance in Protecting Your Business
Public liability insurance is a type of coverage designed to protect business owners against claims made by third parties for injuries or damages that occur in connection with business operations. - read more
How to Choose the Right Public Liability Insurance Policy for Your Business
How to Choose the Right Public Liability Insurance Policy for Your Business
When it comes to running a business, safeguarding your financial well-being against unforeseen events is crucial. Public Liability Insurance (PLI) is designed to protect your business from the financial risks associated with claims of property damage, personal injury, or death caused to third parties due to business activities. Understanding this shield of security is the first line of defense in a world where accidents and mishaps are not just possible but often probable. - read more
Public Liability Insurance for Manufacturers: Are You Fully Covered?
Public Liability Insurance for Manufacturers: Are You Fully Covered?
Public liability insurance is a cornerstone of protection for businesses, offering a shield against claims for personal injury or property damage inflicted on third parties as a result of their operations. As manufacturers open their doors to employees, suppliers, and sometimes the public, they navigate a landscape rife with potential hazards. Public liability insurance becomes not just a safety net, but an essential aspect of responsible entrepreneurship. - read more
Navigating Public Liability Insurance for Event Organizers: A Must-Read Guide
Navigating Public Liability Insurance for Event Organizers: A Must-Read Guide
Event organizing can be an exhilarating adventure, teeming with creativity and collaboration. However, with the buzz of activity and the gathering of crowds comes a significant responsibility to ensure the safety and well-being of attendees, staff, and the venue itself. This is where Public Liability Insurance becomes a pivotal part of an event organizer's toolkit. - read more

Knowledgebase
Insurance Deductible:
That part of an insurance claim that must be paid by an insured person before the the balance is paid by the insurer.